> For the complete documentation index, see [llms.txt](https://docs.starpayinfo.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.starpayinfo.com/usage/fees-and-limits.md).

# Fees and limits

This section describes the fees and limits applied to StarPay virtual cards.\
Fees and limits vary depending on the card type.

***

#### StarPay Black

StarPay Black cards use a **prepaid model** with a one-time issuance fee.

| Fee type             | Description             |
| -------------------- | ----------------------- |
| Card issuance fee    | **0.2% of card amount** |
| Minimum issuance fee | **$5**                  |
| Maximum issuance fee | **$500**                |
| Top-up fee           | Not supported           |

StarPay Black cards **cannot be topped up**.\
Once the balance is spent, the card becomes inactive.

{% hint style="info" %}
The initial balance is not a fee and remains fully usable for payments once the card is issued.
{% endhint %}

***

## Spending Limits

Spending limits help protect users and ensure compliance with financial regulations. Limits may vary depending on verification level.

| Limit type          | Amount   |
| ------------------- | -------- |
| Minimum card amount | **$5**   |
| Maximum card amount | **$500** |

***

## Important Notes

<details>

<summary>Read important notes about payments and limits</summary>

* All payments are subject to available crypto balance
* Conversion rates are applied at the moment of payment
* Transactions may be declined if limits are exceeded

</details>

{% hint style="info" %}
Limits and fees may be updated over time. Any changes will be communicated through the platform interface.
{% endhint %}

This transparent fee and limit structure allows users to plan spending confidently while using crypto for real-world payments.


---

# Agent Instructions
This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com.

## Querying This Documentation
If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter:

```
GET https://docs.starpayinfo.com/usage/fees-and-limits.md?ask=<question>&goal=<endgoal>
```

`ask` is the immediate question: it should be specific, self-contained, and written in natural language.
`goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal.

The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.