# Fees and limits

This section describes the fees and limits applied to StarPay virtual cards.\
Fees and limits vary depending on the card type.

***

#### StarPay Black

StarPay Black cards use a **prepaid model** with a one-time issuance fee.

| Fee type             | Description             |
| -------------------- | ----------------------- |
| Card issuance fee    | **0.2% of card amount** |
| Minimum issuance fee | **$5**                  |
| Maximum issuance fee | **$500**                |
| Top-up fee           | Not supported           |

StarPay Black cards **cannot be topped up**.\
Once the balance is spent, the card becomes inactive.

{% hint style="info" %}
The initial balance is not a fee and remains fully usable for payments once the card is issued.
{% endhint %}

***

## Spending Limits

Spending limits help protect users and ensure compliance with financial regulations. Limits may vary depending on verification level.

| Limit type          | Amount   |
| ------------------- | -------- |
| Minimum card amount | **$5**   |
| Maximum card amount | **$500** |

***

## Important Notes

<details>

<summary>Read important notes about payments and limits</summary>

* All payments are subject to available crypto balance
* Conversion rates are applied at the moment of payment
* Transactions may be declined if limits are exceeded

</details>

{% hint style="info" %}
Limits and fees may be updated over time. Any changes will be communicated through the platform interface.
{% endhint %}

This transparent fee and limit structure allows users to plan spending confidently while using crypto for real-world payments.


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