# Getting started

Getting started with the platform is designed to be fast and straightforward. Users can go from account creation to making their first payment in just a few minutes.

This guide walks through the basic steps required to start using a crypto-backed virtual payment card.

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{% step %}

### Start card issuance

Begin the card issuance process directly from the dashboard. Card issuance is fully digital and takes only a few seconds.
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### Pay the issuance amount

Pay the card issuance fee required to create the card.

For **Starpay Black**, a **0.2% issuance fee** applies based on the card amount:

* Minimum fee: **$5**
* Maximum fee: **$500**

Issuance conditions for **Starpay Platinum** may differ and are available to eligible users only..
{% endstep %}

{% step %}

### Receive a virtual card

The virtual card is issued within seconds and becomes available for use immediately after creation.
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### Add the card to a mobile wallet

Optionally add the card to Apple Pay or Google Pay to enable contactless payments using a smartphone or smartwatch.
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### Start paying

Use the virtual card for online purchases, in-store payments via mobile wallets, and subscriptions where supported.
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| Tip             | Description                         |
| --------------- | ----------------------------------- |
| Use stablecoins | Helps maintain predictable spending |
| Enable alerts   | Stay informed about transactions    |
| Monitor balance | Avoid declined payments             |

Following these steps ensures a smooth and secure onboarding experience.


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```
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```

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