Crypto Balance & Payments

Each issued card is directly linked to a crypto-backed balance, allowing users to spend cryptocurrency in real-world payment scenarios without manual conversions or additional steps.

Users can fund the card with supported cryptocurrencies. The available balance is updated in real time and shown alongside its fiat equivalent, providing clear visibility into available funds and spending amounts.


How Payments Work

When a card payment is made, the platform automatically converts the required amount of cryptocurrency into fiat currency at the moment of purchase.

The payment flow works as follows:

1

A payment is initiated

A card payment is initiated by the user, either online or via a supported payment method.

2

Available crypto balance is checked

The system verifies that the card’s crypto-backed balance is sufficient to cover the transaction amount.

3

Required amount is converted

The necessary amount of cryptocurrency is automatically converted at the current rate to complete the payment.

4

Merchant receives fiat

The merchant receives the payment in fiat currency, just like with a standard card transaction.

5

Crypto balance is updated

The card’s crypto-backed balance is updated instantly to reflect the completed transaction.

This process happens in seconds and feels identical to paying with a traditional card.


Supported Payment Scenarios

The crypto-backed card can be used for:

  • Online purchases

  • In-store payments

  • Contactless payments via mobile wallets

  • Subscriptions and recurring charges

There is no need to pre-exchange crypto before making a payment. As long as sufficient balance is available, the card can be used seamlessly.


Transaction Visibility

Each card payment is recorded with clear and transparent transaction details, allowing users to easily track spending activity.

Detail
Description

Date & time

When the transaction occurred

Merchant

Where the payment was made

Fiat amount

Purchase amount in fiat

Crypto amount

Amount deducted from crypto balance

Make sure your balance covers the purchase amount plus any applicable conversion fees to avoid declined transactions.

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